A specialized type of professional liability insurance, Medical Malpractice insurance provides coverage to physicians and other medical professionals for liability arising from disputed services that result in a patient’s injury or death.
Medical Malpractice liability insurance protects physicians and other licensed health care professionals, such as nurses, psychologists, pharmacists, optometrists, physical therapists or dentists, from liability associated with wrongful practices resulting in bodily injury, medical expenses and property damage, as well as the cost of defending lawsuits related to such claims.
A majority of American doctors face at least one medical malpractice lawsuit in the course of their career. Carrying this type of insurance is essential for physicians—and is required by law in most states.
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