Suffering a flood can devastate a business. It’s not just a matter of replacing damaged equipment and repairing buildings, but also the amount of time it takes during which the building can’t be used.
Floods aren't only associated with heavy rain. Business Flooding can occur from clogged rains or a heavy winter snowfall and quick thaw.
Business owners will want to look at both Business flood insurance offered through the federal National Flood Insurance Program (NFIP) and commercial flood insurance coverage from non-NFIP policies.
The two big advantages of non-NFIP policies are that they can pay out full replacement costs (whereas NFIP payments account for depreciation), and they can include coverage for loss of business during the rebuilding phase (loss of business is not covered by NFIP).
Fill out the form below, and a Swift Kennedy insurance advisor will contact you with the appropriate business flood insurance solution. This is a free, no obligation consultation and quote.